Xcavate has shared details of the development loan process for its decentralized and fractionalized real-estate investment platform. The process can be completed in minutes using the RealXmarket DApp, and once the applicant and asset are verified, a personalized APR offer is made. If accepted, the deed asset is minted on-chain and funding is digitally distributed in tranches based on submitted build evidence. The loan can be repaid through the traditional sale of the development or as tokenized and fractionalized NFTs on RealXmarket.